Buy now, pay later

You can now checkout with PayPal and choose to pay later (subject to agreement)

1. What is PayPal Pay in 3?

PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date. It’s a great way to spread the cost of larger items or to cover emergencies, and is a helpful tool to manage your budget more effectively. Please note that Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments and possible impact to your credit score.

2. Will I be able to use PayPal Pay in 3?

If you choose PayPal Pay in 3 as your payment method when you check out with PayPal, you’ll be taken through the application process. You’ll get a decision instantly, but not everyone will be approved based on our internal checks.

3. How long will my PayPal Pay in 3 plan last?

Your plan will last 2 months in total. The first payment will be due at the time of purchase, followed by 2 further payments due each month after that.

4. What information do I need to apply for PayPal Pay in 3?

To apply for PayPal Pay in 3, you’ll need to provide your:

• Title
• Phone number
• Address
• Date of birth
• Payment details

5. How is my application for PayPal Pay in 3 assessed?

Paypal assess your financial position using a combination of the information you provided within your application, and information about your usage and history with PayPal to decide whether PayPal Pay in 3 is suitable for you at this time.

6. Will applying for PayPal Pay in 3 impact my credit file?

Paypal report the ongoing performance of Pay in 3 customers to credit reference agencies, as they believe this promotes responsible lending. However, the UK’s main credit reference agencies are currently unable to fully consume BNPL data. Paypal are working closely with the industry to address this matter. Currently, Pay in 3 does not impact your credit score although using Pay in 3 may impact your ability to obtain credit and the cost of accessing it.

7. Are there any fees associated with PayPal Pay in 3?

There are no fees for choosing to pay with PayPal Pay in 3.

How Clearpay works

Add your favourites to cart

Select Clearpay at checkout

Log in or create an account with Clearpay, with instant approval decision

Your purchase will be split into 4 payments, payable every 2 weeks

Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excl Channel Islands). Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay’s behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply at clearpay.co.uk/terms.

Klarna is a Swedish payment service provider that helps you buy what you want now and pay for it later. Smooth, right? With over 60 million happy customers shopping with more than 100,000 online retailers - it's safe to say they're pretty good at what they do.

When shopping with us you can now pay the way you want with Klarna. It's up to you whether you prefer to pay right away, pay later or pay over time.

Please remember to spend responsibly - splitting payments can encourage further spending and cause debt. 

How does it work?

1. Add to cart

2. Enter your address and delivery details

3. Checkout with Klarna and choose the payment option that suits you

4. Klarna will perform a credit search upon application. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

5. Klarna will send you an email confirmation and reminders when it's time to pay and you can your orders and payments in the Klarna app.

Ways to pay

Pay Later - Simply 'Pay Later' when you checkout. Klarna will email you reminding you to pay up 30 days after shipping. When you use Pay Later, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

Pay in 3 - All you have to do is select 'Pay in 3' at the checkout and the first installment will be taken when your order is confirmed. No interest, no hassle. When you use Pay in 3 instalments, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&C's and late fees apply.

Klarna is a Swedish payment service provider that helps you buy what you want now and pay for it later. Smooth, right? With over 60 million happy customers shopping with more than 100,000 online retailers - it's safe to say they're pretty good at what they do.

When shopping with us you can now pay the way you want with Klarna. It's up to you whether you prefer to pay right away, pay later or pay over time.

Please remember to spend responsibly - splitting payments can encourage further spending and cause debt. 

How does it work?

1. Add to cart

2. Enter your address and delivery details

3. Checkout with Klarna and choose the payment option that suits you

4. Klarna will perform a credit search upon application. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

5. Klarna will send you an email confirmation and reminders when it's time to pay and you can your orders and payments in the Klarna app.

Ways to pay

Pay Later - Simply 'Pay Later' when you checkout. Klarna will email you reminding you to pay up 30 days after shipping. When you use Pay Later, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

Pay in 3 - All you have to do is select 'Pay in 3' at the checkout and the first installment will be taken when your order is confirmed. No interest, no hassle. When you use Pay in 3 instalments, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&C's and late fees apply.